> ## Documentation Index
> Fetch the complete documentation index at: https://docs.crossmint.com/llms.txt
> Use this file to discover all available pages before exploring further.

# KYC & Compliance

> How identity verification and compliance work for Crossmint Offramp

Every end user must pass KYC before they can withdraw funds through the Offramp. You can collect this verification with a Crossmint-hosted flow, or pass data you have already verified yourself. This page covers the onboarding models, the KYC tiers, and where to find the exact data requirements.

<Snippet file="kyc-api-enable-note.mdx" />

## Choose Your Onboarding Model

| Model                | Best for                                | How it works                                                               |
| :------------------- | :-------------------------------------- | :------------------------------------------------------------------------- |
| **Import KYC data**  | Platforms that already verify users     | You pass user data to Crossmint via API (Sumsub token-sharing coming soon) |
| **Crossmint-hosted** | Teams that want the fastest integration | The user completes KYC inside secure embedded components                   |

## How Verification Works

Verification runs asynchronously. You register the user, trigger verification, then poll until their `offramp` eligibility reads `verified`. Only verified users can save a payment method or create an order. The [Identity quickstart](/identity/quickstart) walks through the full sequence (accept the privacy policy, register the user, trigger verification, upload any required documents, and poll status), and its response reports eligibility per product, including `offramp` (full KYC) and `offramp-light` (progressive KYC). These endpoints use a `userId:` locator, a unique identifier you choose for the user.

## KYC Tiers

Crossmint applies KYC tiers based on cumulative transaction volume, transaction frequency, and risk profile — the same model used for [Onramp](/onramp/introduction/user-onboarding):

| Tier                             | Applies When                                                                         | Data Required                                                                                                                                                                                                              |
| :------------------------------- | :----------------------------------------------------------------------------------- | :------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Progressive (light) KYC**      | Up to \$1,000 in total volume in the last 12 months                                  | Name, date of birth, nationality, country, address, email, and phone number (phone required for US residents). An ID number or SSN is required for US (SSN) and EU/EEA residents; optional elsewhere. No document uploads. |
| **Full KYC**                     | Over \$1,000 in total volume in the last 12 months, or a high number of transactions | Progressive KYC data plus `dueDiligence`, `verificationHistory`, identity document, and selfie. See the [data requirements](/identity/data-requirements) page.                                                             |
| **Enhanced Due Diligence (EDD)** | High-risk individuals or regions                                                     | Full KYC data plus proof of address and proof of income                                                                                                                                                                    |

<Note>Light KYC is available to non-US residents; US residents always complete Full KYC. Identity verification eligibility reports both tiers per user: `offramp-light` (progressive) and `offramp` (full).</Note>

## Guides

<CardGroup cols={2}>
  <Card title="Import KYC Data" icon="file-import" iconType="duotone" href="/offramp/guides/import-user-kyc-data" />

  <Card title="Data Requirements" icon="list-check" iconType="duotone" href="/identity/data-requirements" />
</CardGroup>