Overview

Allow agents to purchase physical goods programmatically

Consumers increasingly rely on AI agents to inform their purchase decisions. However, agents face a critical limitation: they cannot complete the actual purchase. They’re blocked by CAPTCHAs, anti-fraud systems, and lack of access to payment credentials.

Crossmint Checkout enables your AI agent to make purchases for its users.

Crossmint enables agents to pay using credit cards or stablecoins, supporting an inventory of over 1 billion items - from Amazon and Shopify to any browser-accessible guest checkout.

Steps To Integrate

1. Delegate Payment Method to Agent

Delegate the user’s card, or stablecoins, for the agent to make transactions.

2. Create a Purchase Order

Use the delegated payment method to make purchases from the agent backend.

3. Check Order Lifecycle

Track the status of your agent’s orders, including fulfillment, shipping, and delivery updates.

4. Move to Production

Review production-readiness requirements and deploy your agentic commerce integration live.

FAQs

What payment methods are supported?

• Credit Cards: Visa, Mastercard, Discover, American Express

• Agent Credit Card Tokens: Visa Intelligent Commerce and Mastercard Agent Pay (in private Beta)

• Stablecoins: USDC, USDT, with additional options available on request

• Closed-loop tokens: Merchant-specific credits (e.g., “Starbucks dollars”)

What can agents purchase?

• Any credit card-enabled guest checkout accessible via browser

• Amazon (US), all Shopify merchants, and global flight bookings

• Additional merchants added monthly through direct integrations

What other tools does Crossmint offer to agents?

All Crossmint APIs are agent-compatible. Key tools for agentic use cases include:

• Programmable Wallets: Enable agents to securely hold and transact with funds. These remain non-custodial and don’t require you to hold licenses.

• Verifiable Credentials: Issue and verify cryptographic credentials to authenticate agents.

Who acts as merchant of record in a purchase?

You (the agent developer) never act as merchant of record. Depending on the purchase route and user preferences, either the end merchant or Crossmint serves as the merchant of record. From the user’s perspective, this distinction is transparent.

How do returns and refunds work?

In most cases, customers can work directly with the end merchant. Crossmint will soon provide APIs to initiate returns and support requests directly through your agent.

Is this solution legally compliant?

Crossmint’s solution complies with PCI standards and all commercial regulations in our operating regions. As an agent developer, you don’t need to manage PCI compliance, sales tax collection, or similar requirements - Crossmint handles these on your behalf.

Is this production ready?

Yes. Crossmint Checkout processes tens of millions of dollars in annual transaction volume. The only feature not fully live is Visa and Mastercard agent tokens, which will be released publicly with them later this year.