Data Requirements

Requirements for non-US residents

The following tables show what information is required for each activity type for users residing outside the United States. To see the specific fields required for each object follow the Create User API documentation.

Data Requirements

Object	Payouts	On/offramp
userDetails	✅	✅
kycData		✅
dueDiligence		✅
verificationHistory		✅

Document Requirements

Specific documents may be required depending on the activity. Use the Upload Document API to upload the necessary materials.

Document Type	Payouts	On/offramp	On/offramp with EDD*
Identity document		✅	✅
Proof of address			✅

*Enhanced Due Diligence (EDD) is required for high-risk individuals or regions.

Identity document types for non-US residents:

For residents of countries outside of EU/EEA, only passport (id-passport) is accepted. Driving licenses or local ID cards are not accepted.
For residents of EU/EEA countries, passport (id-passport), ID cards (id-idcard-front, id-idcard-back), or residency permit (id-residency-permit, Spain residents only) are accepted.

Requirements for US residents

The same data and document requirements apply for users residing in the United States, with the following exceptions:

The dueDiligence object is not required for US residents in most states. However, it is required for residents of the following states: New York (NY), North Carolina (NC), Tennessee (TN), Texas (TX), Virginia (VA), and Vermont (VT).

In the dueDiligence object, the estimatedYearlyIncome field is required for US residents, although it is optional for non-US residents.

US residents provide their identity via SSN in the kycData.identityDocument field (type "ssn"). No identity document upload is required for standard on/offramp. However, if Enhanced Due Diligence (EDD) is triggered, US users must also upload a passport (id-passport) or driver’s license (id-idcard-front, id-idcard-back).

Requirements for non-US residents