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Stablecoin Orchestration Crossmint’s Stablecoin Orchestration provides a single, global API to receive, send, convert, and manage stablecoins across 150+ countries — without requiring you to hold a financial license. Crossmint is the regulated entity; you interact with developer-friendly APIs. The suite covers every stablecoin flow a business needs: pay-ins, payouts, internal transfers, swaps, on-ramp, and off-ramp. All legal and compliance obligations — money transmission licenses, AML programs, KYC/KYB, Travel Rule, sanctions screening — are handled by Crossmint.

Where to Start

Evaluating Crossmint?

Read Regulated Infrastructure to understand how Crossmint assumes the legal liability and what that means for your architecture. Check Supported Geographies for coverage in your region.

Ready to build?

Read the Solution Architecture to understand how to structure your integration, then jump to the Treasury Wallet Quickstart to start building.

Not sure which flow?

Browse Primitive Flows for the building blocks, or contact the Crossmint team for a flow-of-funds review tailored to your use case.

Regulated Infrastructure, Developer APIs

Moving stablecoins commercially — collecting payments, disbursing to users, converting to fiat — triggers a complex web of financial regulation. Requirements vary by geography, transaction type, and counterparty:
  • United States: Money Transmission Licenses (MTLs) required in most states where you operate
  • Europe: MiCA authorization and PSD2 licensing for payment transfers and e-money services
  • Global: Travel Rule compliance wherever funds cross borders
  • Everywhere: AML programs, KYC on individual users, KYB on businesses, and ongoing sanctions screening
Licensing alone is not sufficient. Running a credible AML program requires hiring compliance officers, deploying transaction monitoring software, managing case escalations, and accepting direct liability for violations — all before processing a single transaction. Crossmint takes a different approach. Rather than providing compliance tooling for customers to operate themselves, Crossmint structures the flow of funds so that Crossmint is the regulated party — the entity that holds the licenses, runs the AML program, and assumes the legal liability. Customers interact with clean, developer-friendly APIs and stay focused on their product. Every production customer also gets access to a forward-deployed solutions architecture team. Before go-live, the team reviews the full flow of funds, identifies edge cases, and ensures the integration is structured correctly from a compliance standpoint. Key Features
  • Compliance handled by Crossmint: Crossmint holds MTLs, MiCA, and other applicable authorizations — removing the need to obtain or maintain them independently.
  • 150+ countries, one API: Local regulatory complexity is fully abstracted. The same API works across corridors; Crossmint handles the differences behind the scenes.
  • AML, KYC/KYB, and sanctions included: Transaction monitoring, user verification flows, and sanctions screening are operated by Crossmint, not delegated to the customer.
  • Forward-deployed support: A dedicated solutions architecture team reviews the flow of funds and works through go-live — included for all production customers.
  • Flexible commitments: No large upfront contracts required. Start at current scale and grow as volume increases.
  • Real-time observability: Monitor all transactions via dashboards, APIs, and webhooks.

Primitive Flows

These are the core building blocks. Use them independently or chain them together into end-to-end products.
FlowDescriptionRegulated?
Pay-insReceive stablecoins from your users or third partiesNo
Pay-outsSend stablecoins to users, vendors, or partnersYes
Internal TransfersMove stablecoins between your own accountsNo
SwapsConvert one stablecoin to another, across chainsNo
On-rampConvert fiat to stablecoins — for your treasury or on behalf of your usersYes
Off-rampConvert stablecoins to fiat — for your treasury or on behalf of your usersYes

Common Use Cases

Remittances

Global transfers that settle in minutes, 24/7 — without correspondent banks, cut-off times, or pre-funding requirements.

Global Payroll

Pay employees and contractors across countries instantly in stablecoins or local currency, without building a separate compliance stack.

Marketplace Pay-ins & Payouts

Collect from buyers and disburse to sellers globally, at stablecoin speed and a fraction of traditional payment rail costs.

Cross-Entity Treasury Management

Move and convert funds across your own accounts and entities with full auditability, controls, and real-time observability.

Get Started

Regulatory Landscape

Understand the compliance requirements that apply to stablecoin activity

Solution Architecture

How to architect your integration so Crossmint handles compliance for you

Treasury Wallet Quickstart

Create a wallet and check balances in minutes

On-ramp Quickstart

Enable users to buy stablecoins with a card in 5 minutes

Talk to Sales

Get a flow-of-funds review and production access

Solution Guides

End-to-end architectures for your specific use case