Countries and Rails

Countries, payout currencies, rails, settlement times and limits for Crossmint Offramp

Crossmint Offramp lets users convert USDC or EURC into fiat and withdraw it to supported bank accounts. The tables below show supported countries, currencies, payment rails (the networks used to deliver the payout), arrival estimates, processing windows, and transaction limits. Payout options, timing, and limits vary by destination.

Available Countries

Country	ISO code	Payout currency	Payment networks
🇦🇩 Andorra	AD	EUR	SEPA, SEPA Instant
🇦🇹 Austria	AT	EUR	SEPA, SEPA Instant
🇧🇪 Belgium	BE	EUR	SEPA, SEPA Instant
🇧🇬 Bulgaria	BG	EUR	SEPA, SEPA Instant
🇨🇴 Colombia	CO	COP	Bre-B, ACH Colombia
🇭🇷 Croatia	HR	EUR	SEPA, SEPA Instant
🇨🇾 Cyprus	CY	EUR	SEPA, SEPA Instant
🇨🇿 Czech Republic	CZ	EUR	SEPA, SEPA Instant
🇩🇰 Denmark	DK	EUR	SEPA, SEPA Instant
🇪🇪 Estonia	EE	EUR	SEPA, SEPA Instant
🇫🇮 Finland	FI	EUR	SEPA, SEPA Instant
🇫🇷 France	FR	EUR	SEPA, SEPA Instant
🇩🇪 Germany	DE	EUR	SEPA, SEPA Instant
🇬🇷 Greece	GR	EUR	SEPA, SEPA Instant
🇭🇺 Hungary	HU	EUR	SEPA, SEPA Instant
🇮🇸 Iceland	IS	EUR	SEPA, SEPA Instant
🇮🇩 Indonesia	ID	IDR	BI-FAST
🇮🇪 Ireland	IE	EUR	SEPA, SEPA Instant
🇮🇹 Italy	IT	EUR	SEPA, SEPA Instant
🇱🇻 Latvia	LV	EUR	SEPA, SEPA Instant
🇱🇮 Liechtenstein	LI	EUR	SEPA, SEPA Instant
🇱🇹 Lithuania	LT	EUR	SEPA, SEPA Instant
🇱🇺 Luxembourg	LU	EUR	SEPA, SEPA Instant
🇲🇹 Malta	MT	EUR	SEPA, SEPA Instant
🇲🇽 Mexico	MX	MXN	SPEI
🇲🇨 Monaco	MC	EUR	SEPA, SEPA Instant
🇳🇱 Netherlands	NL	EUR	SEPA, SEPA Instant
🇳🇬 Nigeria	NG	NGN	NIP
🇳🇴 Norway	NO	EUR	SEPA, SEPA Instant
🇵🇭 Philippines	PH	PHP	InstaPay, PESONet
🇵🇱 Poland	PL	EUR	SEPA, SEPA Instant
🇵🇹 Portugal	PT	EUR	SEPA, SEPA Instant
🇷🇴 Romania	RO	EUR	SEPA, SEPA Instant
🇸🇲 San Marino	SM	EUR	SEPA, SEPA Instant
🇸🇰 Slovakia	SK	EUR	SEPA, SEPA Instant
🇸🇮 Slovenia	SI	EUR	SEPA, SEPA Instant
🇪🇸 Spain	ES	EUR	SEPA, SEPA Instant
🇸🇪 Sweden	SE	EUR	SEPA, SEPA Instant
🇨🇭 Switzerland	CH	EUR	SEPA, SEPA Instant
🇹🇭 Thailand	TH	THB	PromptPay
🇦🇪 United Arab Emirates	AE	AED	NPSS, UAEFTS
🇺🇸 United States	US	USD	ACH, Same Day ACH, RTP, Fedwire
🇻🇦 Vatican City	VA	EUR	SEPA, SEPA Instant
🇻🇳 Vietnam	VN	VND	Napas 247, CITAD

Every SEPA country supports SEPA (SEPA Credit Transfer; shown as sct in payment-method responses). Where the receiving institution confirms instant eligibility, payouts can also use SEPA Instant (shown as sct-inst in payment-method responses). If a payment method shows a rail as pending, that rail is still being verified and cannot be used yet. Availability describes the receiving bank account, not the payer: at order time, Crossmint can refuse SEPA and SEPA Instant for a payer whose verified country of residence is outside the SEPA area.

Payout Details by Market

Arrival estimates cover delivery of the fiat payout and exclude USDC deposit and conversion. Orders submitted outside the listed processing window may take longer.

You can request a supported rail; otherwise, one is selected automatically. Instant payouts require the receiving bank to support the instant network.

United States

Payment network	Expected arrival	Processing window	Maximum per transaction
ACH	1 business day	Business days, 13:45–20:00 GMT	$50,000
Same Day ACH	Same day	Business days, 13:45–20:00 GMT	$50,000
RTP	Instant	24/7	$50,000
Fedwire	Same day	Business days, 13:45–20:00 GMT	No rail limit

US processing window in US time zones

Time zone	Winter (standard time)	Summer (daylight time)
PT	05:45–12:00 PST	06:45–13:00 PDT
ET	08:45–15:00 EST	09:45–16:00 EDT

SEPA Countries

Serves the 35 supported SEPA countries.

Payment network	Expected arrival	Processing window	Maximum per transaction
SEPA Instant	Instant	24/7	€100,000
SEPA	1 to 2 business days	Business days, 07:00–14:00 GMT	No rail limit

SEPA window in US time zones

Time zone	Winter (standard time)	Summer (daylight time)
PT	23:00 (previous day)–06:00 PST	00:00–07:00 PDT
ET	02:00–09:00 EST	03:00–10:00 EDT

Mexico

Payment network	Expected arrival	Processing window	Maximum per transaction
SPEI	Instant	24/7	No rail limit

Colombia

Payment network	Expected arrival	Processing window	Maximum per transaction
Bre-B	Instant	24/7	COP 12,110,000 (2026 cap)
ACH Colombia	Minutes to 36 hours; up to 72 hours on weekends and holidays, depending on the receiving bank	Depends on the receiving bank (see below)	No limit

ACH Colombia payouts are routed based on the receiving bank, using either a direct bank connection or ACH cycles. The table below shows arrival estimates for selected banks. ACH-cycle payouts can take up to 36 hours on business days and 72 hours on weekends and holidays. All bank processing times below are Colombia time (COT, GMT−5 year-round).

Arrival estimates by receiving bank

Receiving bank	Receiving window (COT)	Expected arrival
Bancolombia	24/7	Most payouts within 30 minutes
Banco de Bogotá	Monday to Friday	Most payouts within 45 minutes
BBVA	Monday to Friday, 06:00–19:00	Most payouts within 60 minutes
Banco de Occidente	Monday to Friday, 08:00–21:00	Most payouts within 60 minutes
Coopcentral	Monday to Friday, 08:00–17:30	Most payouts within 30 minutes
Other banks	ACH cycles on business days	Up to 36 hours (72 hours on weekends and holidays)

Indonesia

Payment network	Expected arrival	Processing window	Maximum per transaction
BI-FAST	Instant	24/7	IDR 250,000,000

Nigeria

Payment network	Expected arrival	Processing window	Maximum per transaction
NIP	Instant	24/7	NGN 7,500,000

Philippines

Payment network	Expected arrival	Processing window	Maximum per transaction
InstaPay	Instant	24/7	PHP 50,000
PESONet	1 business day	Business days	PHP 25,000,000

Walapay’s partner bank picks the network by amount, whatever rail the order requests: payouts above PHP 50,000 use PESONet.

Thailand

Payment network	Expected arrival	Processing window	Maximum per transaction
PromptPay	Instant	24/7	THB 50,000

United Arab Emirates

Payment network	Expected arrival	Processing window	Maximum per transaction
NPSS	Instant	24/7	AED 50,000
UAEFTS	Same day	Business days	No rail limit

Walapay’s partner bank picks the network by amount, whatever rail the order requests: payouts above AED 50,000 use UAEFTS.

Vietnam

Payment network	Expected arrival	Processing window	Maximum per transaction
Napas 247	Instant	24/7	VND 499,999,999
CITAD	Up to 3 business days	Business days	VND 499,999,999

Walapay’s partner bank picks between Napas 247 and CITAD, whatever rail the order requests.

Upcoming Support

Offramp coverage is expanding quickly. The destinations below are next on the roadmap. Get in touch to be first in line when they go live.

Country	ISO code	Payout currency
🇬🇹 Guatemala	GT	GTQ
🇹🇷 Turkey	TR	TRY
🇸🇻 El Salvador	SV	USD
🇪🇨 Ecuador	EC	USD
🇰🇷 South Korea	KR	KRW
🇬🇭 Ghana	GH	GHS
🇯🇴 Jordan	JO	JOD
🇰🇪 Kenya	KE	KES
🇵🇪 Peru	PE	PEN
🇨🇱 Chile	CL	CLP
🇲🇾 Malaysia	MY	MYR
🇮🇱 Israel	IL	ILS
🇨🇷 Costa Rica	CR	CRC
🇯🇲 Jamaica	JM	JMD
🇹🇿 Tanzania	TZ	TZS
🇧🇴 Bolivia	BO	BOB
🇿🇦 South Africa	ZA	ZAR
🇬🇧 United Kingdom	GB	GBP

Need another destination or rail? Contact sales.

See Also

Quickstart

Build your first offramp end to end

KYC & Compliance

How verification works for offramp